Written by the people who actually make the decisions
Every post carries a named author, a named reviewer and the date it was last checked.
Business loan broker fundu partners with homesec
No volume requirement, no accreditation fee, no exclusivity. Commissions and trails published up front.
Samantha Flory · reviewed Sept 2026Fast short term private mortgages up to 80 lvr
First and second mortgages from $20,000 to $5,000,000, settling in as little as 24 hours. No sworn valuation required.
Paul Stone · reviewed Sept 2026Can you secure all business loans against an asset or property
Residential to 80% of value, commercial to 70%. Your existing first mortgage stays exactly where it is — nothing to refinance, no break costs.
Paul Stone · reviewed Sept 2026How to secure working capital against property
Working capital assessed on property you already own rather than next month's invoices — how it works, what it costs, and when it is the wrong answer.
Paul Stone · reviewed Sept 2026Funding Australian business since 2004
What continuity buys a borrower: the same credit team since 2005, our own money on the line, and an answer on the first call instead of a referral.
Paul Stone · reviewed Sept 2026The tax arithmetic changed on 1 July 2025
The ATO's General Interest Charge stopped being deductible while business borrowing generally still is. What that did to the cost of carrying a tax debt.
Paul Stone · reviewed Sept 2026How does loan repayment work in a business
Interest is capitalised for the term you choose, so there is nothing to service month to month. The term is open — repay early or extend, at no cost.
Paul Stone · reviewed Sept 2026How to get secured loans for bad credit
Defaults, arrears, judgments and an ATO debt do not automatically rule you out. We lend against property equity and a credible exit.
Samantha Flory · reviewed Sept 2026How second mortgage business loans help
A second mortgage leaves your first loan untouched and prices only the money you actually need. Settlement in 24 to 72 hours.
Samantha Flory · reviewed Sept 2026Hidden fees for business loans in australia
We publish the full list so you can interrogate any lender, including us. No application fee, no extension fee, no early repayment penalty.
Paul Stone · reviewed Sept 2026How to secure business loan on property as a developer
Construction is where timing risk concentrates. Bridging against the director's property covers the payroll while the claim is resolved.
Samantha Flory · reviewed Sept 2026Loan capital and how can it help businesses
HomeSec funds business loans from $20,000 to $5,000,000 secured by real estate, generally within 24 hours. No financial statements, no valuation, and no repay
Paul Stone · reviewed Sept 2026How to select business finance without high interest rates
A headline rate with a big establishment fee and a three-month minimum can cost more than a higher rate with neither. Compare the total in dollars.
Paul Stone · reviewed Sept 2026Mortgage broker fact sheet
Send a scenario before lunch, get indicative terms before close. A direct line to a Lending Manager, not a queue.
Samantha Flory · reviewed Sept 2026Instant equity release business loan
Refinancing to free up $300,000 can cost you the rate on $900,000. A second mortgage prices only the money you need.
Paul Stone · reviewed Sept 2026Primary differences between unsecured and secured loans
No daily or weekly direct debits, no bank statements, no trading history. We assess the property and the exit.
Paul Stone · reviewed Sept 2026What private lenders in Australia actually require
The four things a private lender needs to assess a business loan, and the long list of documents that banks demand and private lenders do not.
Samantha Flory · reviewed Sept 2026Short term business loans with prepaid interest
Interest is prepaid for the period you choose, so nothing falls due while the loan runs. If you need longer, we extend it — no fee, usually one phone call.
Paul Stone · reviewed Sept 2026Small business loans vs line of credit whats the difference
If you need a revolving facility for ongoing working capital, we are the wrong product. If you need a defined amount against property with a dated exit, we ar
Paul Stone · reviewed Sept 2026Is it safe to apply for loans for business to an online lender
Our ABN, our address, our credit team and our regulatory position are all published. Our reviews come from Trustpilot, where we cannot remove them.
Samantha Flory · reviewed Sept 2026The pros and cons of taking a business loan
This product solves a timing problem, not a solvency problem. We decline files on that basis regularly, and we would rather tell you in the first ten minutes.
Samantha Flory · reviewed Sept 2026When to use short term funding for business
We do not fix the term. There is no minimum, no maximum, no penalty for repaying early and no fee for extending.
Paul Stone · reviewed Sept 2026Asset finance, or borrowing against property?
Two ways to fund equipment in Australia, and an honest account of which one we do. If you need asset finance specifically, we will say so.
Paul Stone · reviewed Sept 2026