A snapshot of what we see at the HomeSec HQ each week…

A builder and a coffee shop owner both need to borrow $200k.

In these real-life cases, the business owners have assessed their urgent needs, worked through the costs and the benefits, and know they stand to make a profit if they can get the funds quickly.

The builder knows what he will make from the completion of his project, and if he doesn’t get the funds, he can’t complete the project.

The coffee shop owner understands that the $200k pays for the additional equipment, signage and marketing, and make them more ‘Covid-Ready”, and all of this will increase their cashflow and their profit.

Both businesses also know our business loans are tax deductible. This means they can offset the cost of the loan against their taxable income.   In addition, because we don’t need to see financials and we can genuinely fund our business loans in 24 hours, so many of our borrowers come back to us over and over again when they need a quick injection of cash.

You Get Paid your Brokerage Every Time We Fund The Same Client.

When you bring a loan to HomeSec and it proceeds to settlement, our system then recognises that client as YOUR client.   So when they come back for a 2nd, 3rd or 4th HomeSec short term caveat loan or 1st or 2nd Mortgage loan, you get paid the same brokerage percentage every time.

This is what makes HomeSec Business Finance a little different to most private business lenders.   We genuinely look after our brokers and ensure they are never cut out.

Another point difference with HomeSec is that we are one of the only small business lenders that offers Pre-Paid Interest.

This means, if your client borrows money for 4 months, it won’t affect their cashflow, because your client has no loan repayments for the term of the loan.    Keep in mind, the whole purpose of our loans is to make or save your client money!

At HomeSec Business Finance we understand how a business works and what it takes to run a business, and so we understand that some borrowers might need an extension on the loan term.   HomeSec WILL allow your client to extend the loan term by making monthly repayments.

This is not always the case with private lenders, and many will either charge huge fee’s or want to rewrite the entire loan, OR they will call up the loan when it matures and then put your client into default.

On the other hand, if your client repays the loan early (with our pre-paid interest Business Bridging Loans), we will rebate the interest for the unused months.    How fair is that!!!

It’s this FAIRNESS is why we have such a loyal family of brokers and borrowers!

Plus, we are always fully transparent, and we genuinely want to help you and your client succeed.